
Avinash Kumar Rai
Seasoned Banking Professional with over 8 years of Industry experience across Scheduled Commecial Banks both Public and Private.... | Uttar Pradesh, Uttar Pradesh, India
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Avinash Kumar Rai’s Emails ra****@ya****.co
Avinash Kumar Rai’s Phone Numbers No phone number available.
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Avinash Kumar Rai’s Location Uttar Pradesh, Uttar Pradesh, India
Avinash Kumar Rai’s Expertise Seasoned Banking Professional with over 8 years of Industry experience across Scheduled Commecial Banks both Public and Private. Presently Working as Senior Manager Credit & HRM for Khalilabad Region of Baroda UP Bank having 51 Bank Branches and 219 BCs Centres, with total business of around 1800 Crores. Started my Career as an Intern/Management Trainee in June-2014 through Young bankers Program in ING Vysya Bank which soon amalgamated with Kotak Mahindra Bank. (Span-12 Months) Started my Professional Career in Banking from July 2015 as a Deputy Manager with Kotak Mahindra Bank, Primarily dealing in Operations/Liabilities/Sales product. (Span-02 years and 10 Months) Joined Regional Rural Bank, Himachal Pradesh Gramin Bank as a Branch Manager (Middle Management Grade S/II) looking after a Branch of 45 Crores Business. Primarily Involved in Rural banking and Financing which included Kisan Credit Card, Mudra Loan, MSME Loans and various Government Sponsored Schemes. (Span-01 years 07 Months) Joined Baroda U.P Bank (India’s biggest Regional Rural bank) in Middle Management Grade S/II. Posted in Administrative Office-Gorakhpur which manages 12 Regional Offices and 710 Branches. My role involves:- • Monitoring of large Borrowal Accounts sanctioned under RMCC (Regional Managers Credit Committee). Ensuring compliance of Terms and Conditions of Sanction. • Post Sanction Review of Large Borrowal Accounts sanctioned under RMCC of 12 Region. • Monitoring of Progress under Government Sponsored Schemes focusing on Credit Growth through Disbursement under MYSY, ODOP, PMFME, PMEGP, AIF and SHGs. • Looking after Credit Related Complaints, Investigation of Branches. (Span 3 years 6 Months) Certifications: • JAIIB (Junior Associate of the Indian Institute of the Bankers) • CAIIB( Risk Management) (Certified Associate of Indian Institute of Bankers) • Certified in Risk in Financial Services from IIBF. • Certified in AML and KYC Guidelines from IIBF.
Avinash Kumar Rai’s Current Industry Baroda Up Bank
Avinash
Kumar Rai’s Prior Industry
Ing Vysya Bank
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Ing Vysya Bank Is Now Kotak Mahindra Bank
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Kotak Mahindra Bank
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Himachal Pradesh Gramin Bank
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Baroda Up Bank
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Work Experience

Baroda Up Bank
Senior Manager
Sat Jul 01 2023 00:00:00 GMT+0000 (Coordinated Universal Time) — Present
Baroda Up Bank
Manager
Sat Feb 01 2020 00:00:00 GMT+0000 (Coordinated Universal Time) — Sat Jul 01 2023 00:00:00 GMT+0000 (Coordinated Universal Time)
Himachal Pradesh Gramin Bank
Branch Manager
Sun Jul 01 2018 00:00:00 GMT+0000 (Coordinated Universal Time) — Wed Jan 01 2020 00:00:00 GMT+0000 (Coordinated Universal Time)
Kotak Mahindra Bank
Deputy Manager
Wed Jul 01 2015 00:00:00 GMT+0000 (Coordinated Universal Time) — Tue May 01 2018 00:00:00 GMT+0000 (Coordinated Universal Time)
Ing Vysya Bank Is Now Kotak Mahindra Bank
Management Trainee
Wed Apr 01 2015 00:00:00 GMT+0000 (Coordinated Universal Time) — Mon Jun 01 2015 00:00:00 GMT+0000 (Coordinated Universal Time)
Ing Vysya Bank
Management Trainee
Tue Jul 01 2014 00:00:00 GMT+0000 (Coordinated Universal Time) — Sun Mar 01 2015 00:00:00 GMT+0000 (Coordinated Universal Time)